Grow my Savings

Because Your Saving Earn More

froots Investment-Service was developed to help your savings grow in the long term. Actively managed, globally diversified and keeping full flexibility. Exactly how it suits your life.

Known from

The only Investment-Service, that you need.

We Take Care of Everything

Sign up online and we'll take care of the rest. We'll create your globally diversified portfolio, actively manage it and take care of taxes. Start with just €75 per month or a one-time deposit of €1,500.

Full Flexibility

At froots, you're never tied down and have full flexibility. Modify your savings plan with just a few clicks and make deposits or withdrawals at any time without transaction fees.

100% Independent & Transparent

In your client portal, you can track your investments any time. froots never receives commissions for using financial products. We only select products based on their suitability for your portfolio.

Personal service in Austria

Where a personal touch is needed, we provide individual care. We support you on your financial journey and are always available at no extra cost – online or in person at our office in the heart of Vienna.

Testimonials from Our Clients

Albert W.

★ ★ ★ ★ ★

Posted on Google

Very prompt and professional service.

Karl G.

★ ★ ★ ★ ★

Posted on Google

Superb, knowledgeable, and friendly support from the very beginning. You immediately feel well taken care of. Highly recommended!

Josef Koppitz

★ ★ ★ ★ ★

Posted on Google

The best possible customer service, very competent advice… Top!

Laura S.

★ ★ ★ ★ ★

Posted on Google

Great team and clear, helpful advice! I had my initial and informational meetings in person, and as a newcomer to investing, I was very well informed. I would recommend froots to anyone looking to invest their money with a future-oriented approach.

Sol Medina

★ ★ ★ ★ ★

Posted on Google

Finally, an easy and secure way to invest if you don't know where to start. Thank you, froots team!

Sol Pedro

★ ★ ★ ★ ★

Posted on Google

A team of investors that knows what they're talking about while also avoiding any conflicts of interest is unfortunately a rare combination. Keep it up, froots!

Luna Medina

★ ★ ★ ★ ★

Posted on Google

This is a great product. It’s easy to use and so necessary for those of us who are financially dislexic!

Larissa Ma

★ ★ ★ ★ ★

Posted on Google

Very friendly and knowledgeable team – excellent, detailed, and easy-to-understand advice directly from the CEO. The way froots works was well explained, and the costs for me as an investor were clearly outlined. I especially liked the option to easily and quickly adjust my savings plans.

Active management that takes your investment horizon into account.

Each investment account consists of a combination of long-term growth and wealth preservation. The closer you get to your investment goal, the more we adjust your portfolio to reduce volatile assets. This way, you accept volatility so-long as its beneficial and phase it out before it becomes a risk. 

What do you want to achieve with your money?

Our clients have diverse investment motivations. At froots, we can tailor our services to meet your personal needs. Please note that the names and images of clients mentioned here have been changed by froots.

Max, 35

Use Case: Pension

Max has managed his investments himself until now. He invested a lot of time, often missed out on returns, and experienced sleepless nights. Today, he prefers to focus on other things and lets froots invest for him. Since his retirement is still many years away, his portfolio is equipped with high-potential assets.

Barbara, 43

Use Case: Finance

Barbara has various investment goals but little experience so far. It is important to her that her daughter has the opportunity to study abroad in five years and that she herself saves for her retirement. With froots, she can keep an eye on both goals and take on less risk in one portfolio while taking on more in the other.

Christian, 28

Use Case: langfristiger Vermögensaufbau

Christian realized that his savings in the bank account are losing value every day. With froots, he was able to start investing with small amounts and has now built up a diversified investment portfolio.

Stefan, 40

Use Case: Vermögensaufbau

Stefan plans to buy a house in the next five years. Due to the mid-term time horizon, his portfolio is geared towards growth, but not as aggressively as it would be for a long-term goal.

The Power of an Investment Horizon

With our return calculator, you can find out how your savings could grow over the years with froots. The orange line represents your savings. We take care of the rest.

  • Überdurchschnittlich
  • Durchschnittlich
  • Unterdurchschnittlich
  • Eingezahlt
Dein möglicher Wert in 30 Jahren:

EUR

Einmalzahlung
Monatliche Zahlungen
Geplante Laufzeit
Chancen-/Risikoprofil

Disclaimer: The return calculations in the calculator are based on assumptions derived from historical values (see the info icon in the top right of the calculator). Past performance is not a guarantee of future results. Actual returns may differ significantly from the estimates. Interim fluctuations in value are to be expected due to investment in capital markets.

Warum zu froots und nicht zur Hausbank oder selber machen?

froots
Klassische Bank
Online-Broker
Active management. You don’t have to worry about anything.
100% personalized. Tailored to your life.
100% independent product selection. No conflicts of interest.
Low fees. More returns for you.
Tax-friendly. Austrian bank account.
Personalized advice and service
Office in Vienna

This is how your portfolio would have developed with us.

Despite turbulent times, froots has managed to achieve attractive returns.

2019*
2020
2021
2022
2023
2024*
kurzfristig
+0,2%
+0,1%
+1,8%
-1,7%
+8,6%
+13,5%
mittelfristig
+1,8%
+0,6%
+8,6%
-5,0%
+9,9%
+12,6%
langfristig
+4,6%
+4,2%
+17,2%
-8,5%
+12,5%
+15,4%

*We started to invest in September 2019. Source: Own data. Performance of 2024 until end of November. Yearly performance before fees. Historic developments are not an indicator for future performance. Investments involve risks.

How flexible am I with froots?

With froots, you have full flexibility. You can access your money at any time and withdraw it from your account for free. You can also close your account with us at any time at no cost. If you have a monthly savings plan, you can easily adjust or pause it whenever it suits you.

With just a few clicks, you can also create additional accounts (e.g., for your children) or change the investment horizon of your accounts, so your investments always align with your financial planning. We want you to have full control over your investments and be able to adjust them according to your needs.


What does froots invest in?

Basierend auf deinen Zielen wird dein Geld zunächst in erster Linie in Aktien-ETFs angelegt und über die Zeit in Anleihen-ETFs und andere risikoärmere Produkte umgeschichtet. So profitierst du von den attraktiven Chancen der Finanzmärkte, gehst aber keine unnötigen Risiken ein.

Eine genaue Aufschlüsselung der Vermögenswerte und Anlagestrategien findest du in der Beschreibung unserer Investmentstrategy.


Who takes care of the taxes?

Hier muss erst eine Antwort erstellt werden.


Wie sicher ist mein Geld bei froots?

Safety is everything, especially when it comes to money. That’s why your savings are held in your name at our Austrian partner bank, Schelhammer Capital Bank. In the unlikely event that something happens to froots, you would only lose your portfolio manager. You can access your funds or close your account at any time without any charges. Even if our partner bank were to go bankrupt, your securities account would be considered special assets and would not be part of the bank's balance sheet. You are always the owner. 

Learn more about security at froots here.

Please also note: Investments in capital assets come with risks as well as opportunities, such as price fluctuations, which we explain here. With our investment approach, we aim to achieve a risk/reward ratio that matches your individual preferences. Feel free to schedule a personal information session.


With what amounts can I start investing?

You can start with just €75 per month or a one-time payment of €1,500. You can adjust the monthly payment at any time, and one-time payments can be made at your convenience.


Who is behind froots?

froots was founded in 2020 by David Mayer-Heinisch and Dirk van Wassenaer with Andreas Treichl, the former CEO of ERSTE Group, as a seed investor. The company currently employs more than 20 people. Find out more about froots' mission here.


Can I meet you in person?

Of course. Feel free to schedule an appointment with us. It can be held online or at our office in Vienna, located near Stephansplatz, on Rauhensteingasse.

Here you can book an appointment.


Johanna Ronay

Customer Excellence

Marlène Pfandl

Customer Exellence

David Mayer-Heinisch

Founder & CEO