Your retirement plan with froots
With our investment service, we enable you to secure your financial future in a customized, globally diversified, and flexible manner, ensuring your financial independence at every stage of life.
Customer Testimonials
Josef Koppitz
★ ★ ★ ★ ★
The best possible customer service, very competent advice… Top!
Alexander Wijs
★ ★ ★ ★ ★
Financial expertise that you would expect from a Wall Street hedge fund is being made accessible to the average Austrian. Truly incredible!
Sol Pedro
★ ★ ★ ★ ★
A team of investors that knows what they're talking about while also avoiding any conflicts of interest is unfortunately a rare combination. Keep it up, froots!
Luna Medina
★ ★ ★ ★ ★
This is a great product. It’s easy to use and so necessary for those of us who are financially dislexic!
Ivonne Kreuzer
★ ★ ★ ★ ★
Great objective advice, thank you for the excellent investment discussion. Everything was very straightforward and well explained.
Andrea Prinz
★ ★ ★ ★ ★
I actually waited far too long to do something with my savings. I'm now happy that I don't have to invest myself, but instead, experts are taking care of it.
Anna Zimm
★ ★ ★ ★ ★
I’ve been avoiding the topic of investing for a long time because I didn’t know much about it and found it too opaque. I’m so glad to have entrusted this matter to froots in such competent hands!!!
Larissa Ma
★ ★ ★ ★ ★
Very friendly and knowledgeable team – excellent, detailed, and easy-to-understand advice directly from the CEO. The way froots works was well explained, and the costs for me as an investor were clearly outlined. I especially liked the option to easily and quickly adjust my savings plans.
Laura S.
★ ★ ★ ★ ★
Great team and clear, helpful advice! I had my initial and informational meetings in person, and as a newcomer to investing, I was very well informed. I would recommend froots to anyone looking to invest their money with a future-oriented approach.
Michael K.
★ ★ ★ ★ ★
Super professional and personal. Even with smaller investments, you are treated excellently and everything is explained very transparently. All costs are absolutely manageable, and you don't need any expertise. You can also start with smaller amounts.
Dario Gröbner
★ ★ ★ ★ ★
I've been with Froots (asset management) for (almost) a year now and I am absolutely satisfied so far [...] All in all, it's a simple and convenient alternative for investing if you don't want to spend time analyzing the financial market yourself.
How We Help You with Financial Future
Tailored Retirement Planning
We create your globally diversified portfolio and actively adjust it to your needs over the years until your retirement and beyond. You can start with as little as 75 EUR per month or a one-time deposit of 1,500 EUR.
Full Flexibility
With froots, you're never bound and have complete flexibility. You can decide at any time how much to deposit, when to withdraw money, or when to close your account, all without transaction fees.
100% Transparent & Independent
In your customer portal, you can transparently track how your money is invested at any time. froots does not receive commissions for the sale of financial products. Therefore, only products that suit you and pass our selection process are included in your portfolio.
Personal Service in Austria
Where humanity is needed, we provide personal care. We accompany you on your financial journey and are always available to you at no extra cost—online or at our office in the heart of Vienna.
The Power of an Investment Horizon
The earlier you start saving for retirement, the longer your money can work for you. With our return calculator, you can see how your savings could grow over the years with froots. The orange line is your contribution. We take care of the rest.
- Überdurchschnittlich
- Durchschnittlich
- Unterdurchschnittlich
- Eingezahlt
EUR
Ohne eine Einmalzahlung von mind. 1500 EUR liegt das Minimum für einen monatlichen Sparplan bei 150 EUR.
It's never too late, to start investing for retirement.
Whether you are just starting your career or planning to retire in the next few years, froots can tailor its services to meet your needs. Please note that the names and images of froots customers shown here have been changed.
Use Case: Pension
Brigitte has been investing with froots for some time now in preparation for her retirement in five years. Since froots actively manages her portfolio over the investment period, her risk is continuously reduced. Through this conservative investment approach, she protects herself from inflation and sleepless nights.
Use Case: Pension
Martin has set up a profit-oriented savings plan for his retirement with an investment horizon of 25 years. Since he wants to finance a home in the next few years, he has also established a second froots account with a more conservative strategy to avoid unnecessary risks.
Use Case: Pension
Max has managed his investments himself until now. He invested a lot of time, often missed out on returns, and experienced sleepless nights. Today, he prefers to focus on other things and lets froots invest for him. Since his retirement is still many years away, his portfolio is equipped with high-potential assets.
Flexibel vorsorgen
Lisa doesn't know what her future holds. Children, yes or no? Buying or renting? Retiring at 60 or 70? But she knows that a savings account is not the right place for her long-term financial planning, and that, no matter what life brings, she can always adjust her investment strategy with froots.
Why choose froots over other financial service providers?
This is how your portfolio would have developed with us.
Despite turbulent times, froots has managed to achieve attractive returns.
*We started to invest in September 2019. Source: Own data. Performance of 2024 until end of November. Yearly performance before fees. Historic developments are not an indicator for future performance. Investments involve risks.
FAQs about pension saving with froots
What amounts can I start with?
You can start with just €75 per month or a one-time payment of €1,500. You can adjust the monthly payment at any time, and one-time payments can be made at your convenience.
How flexible am I with froots?
With froots, you keep full flexibility. You can access your money at any time and withdraw it from your account for free. You can also close your account with us at no cost whenever you like. If you have a monthly savings plan, you can easily adjust or pause it whenever it suits you.
With just a few clicks, you can also create additional accounts (e.g., for your children) or adjust the investment horizon of your accounts, ensuring that your investments always align with your financial planning. We want you to have full control over your investments and to adjust them according to your needs.
Who is behind froots?
froots was founded in 2020 by David Mayer-Heinisch and Dirk van Wassenaer with Andreas Treichl, the former CEO of ERSTE Group, as a seed investor. The company currently employs more than 20 people. Find out more about froots' mission here.
How secure is my retirement savings with froots?
Safety first, especially when it comes to money. There are two key aspects to consider:
- Investment Performance: Investments come with both opportunities and risks, such as market fluctuations. Our proven investment approach aims to deliver attractive returns and a risk-return ratio aligned with your individual preferences. Feel free to schedule a personal consultation to discuss the risks in detail. For more details on the risks, please click here.
- What if froots or our partner bank were to cease operations? In that unlikely event, you would only lose your portfolio manager. Your assets are held in your name at our Austrian partner bank, Schelhammer Capital Bank. You can access or close your account at any time. Even if our partner bank were to go bankrupt, your securities account would be protected as segregated assets and not part of the bank's balance sheet. You are always the owner. Learn more about security with froots here.
Can I discuss my retirement planning with you in person?
Certainly. Feel free to schedule an appointment with us. You can choose to meet online or at our office in Vienna, located near Stephansplatz at Rauhensteingasse.
You can book an appointment here.